What steps should I take in building my alternative credit profile with eCredable?

Join eCredable and enroll in eCredable Lift®:

1. eCredable Lift® allows you to link up to 9 different types of eligible online accounts (like utility and telecom payments).

2. Link all of your eligible online Accounts for automatic monthly updating.

3. eCredable will initially report up to 24 months of history, based on the amount of history available from your Service Provider web site. On the day of the month that you linked your account, we will login next month on your behalf and retrieve the current payment history. We will record this information in our credit file, to be subsequently reported to participating NCRAs.

4. We report new information to participating National Consumer Reporting Agencies (NCRAs) twice a week. After you link an account, you should wait a few days before ordering an updated credit report to give the participating NCRAs time to update your credit file with this new information. Some credit reports include a free credit score, but this is up to the participating NCRA. After you have successfully linked an account, we’ll reconnect with your account on a monthly basis to retrieve updated payment information to report to participating NCRAs.