What is the National Consumer Reporting Association (NCRA)?

Formally known as the National Credit Reporting Association, the NCRA is a national trade organization of consumer reporting agencies (CRAs) and associated professionals that provide products and services to hundreds of thousands of credit grantors, employers, landlords and other types of businesses that rely on information contained in consumer reports. Headquartered in Bloomingdale, Illinois, NCRA serves members in the United States and Puerto Rico. NCRA's membership includes mortgage credit reporting agencies, credit verifications companies, employment screening companies, tenant screening companies, consultants and a variety of affiliate vendors.

Members must agree to comply with all federal and state applicable laws, including the FCRA, FACTA and the Gramm-Leach-Bliley Act. Members must also adhere to the standards established in the NCRA Code of Ethics, as well as other standards and guidelines developed by NCRA. These standards ensure that NCRA’s credit reporting members operate only under the highest standards of integrity and business practices. 

NCRA's members are committed to sound ethical business practices. For more information you can visit www.ncrainc.org