What type of accounts can be linked?

With eCredable Lift®, Mobile Phone, Cable TV, Satellite TV, Internet Services, Landline Phone, Electricity, Water, Waste and Gas accounts for which you are the party contractually responsible for payment may be eligible to be linked to your eCredable Credit Profile. Currently, any other type of account such as insurance, landlord and property management, retail stores and other types of lenders cannot be linked.

Account linking and ongoing automatic monthly reporting of account payment history requires that you have online account access with your utility provider. You must have an online account setup and opt-in to share your User ID, Password and Account Number with eCredable to create the link between your utility provider online account and your eCredable Credit Profile. If your utility provider does not provide online access, or you do not have an online account set up with your utility provider, eCredable cannot link your account.

Some utility providers in the “eligible” category may not meet reporting requirements and cannot be linked, or may be ineligible for linking due to circumstances beyond eCredable's control. eCredable reserves the right to determine which utility provider accounts are eligible for inclusion in your credit file that we compile and maintain - certain accounts may not meet data quality, security, or other reporting requirements.

NOTE:: eCredable does not guarantee the amount of payment history that can be automatically downloaded from your utility provider. The number of months of payment history varies by utility provider. For technical reasons beyond eCredable's control, the number of months of payment history available for download may not represent all months of payment history viewable by you in your online account on the utility provider's website.