Does eCredable report late payments?

If you're concerned about late payments, they will be reported if they are reflected in your payment history. However, by law, your payment can't be reported late until it is 30 days past the payment due date. For example:

1. Payment status of 30-days late means that payment was made between 30-59 days past the payment due date.

2. Payment status of 60-days late means that payment was made between 60-89 days past the payment due date.

3. Payment status of 90-days late means that payment was made between 90-119 days past the payment due date.

4. Payment status of 120+ days late means that payment 120 days or more past the payment due date.

Note: It is important to remember that the Payment Due on your statement must be made in full to avoid a late payment. For example, your January utility statement has a Payment Due of $83.50. You make your payment by the due date, but you pay only $80.00, and $3.50 carries over to the following month. Next month, your February statement includes the January past due amount of $3.50. If your February Payment Due is not posted by the due date, you will be considered 30 days late for January because the $3.50 carry over was paid 30 days late.