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Latest activity by Steven-S
  • Steven S created an article,

    Why credit scores matter

    You need to start treating your credit like an asset.  Over the course of your adult life, your credit score has a significant impact on how much of your hard-earned money you get to keep for yours...

  • Steven S created an article,

    Does eCredable provide credit scores?

    Yes - all our products that help you build better personal credit scores include two credit scores: FICO Score 9 and VantageScore 3.0.  These scores are only updated on or around the first of every...

  • Steven S created an article,

    Should I Rent or Buy?

    Owning a home is still part of the American Dream. Done the right way, a home is a solid investment that can build wealth over the years. Even so, home ownership isn't for everyone. If your move is...

  • Steven S created an article,

    What is a Foreclosure?

    If you can no longer make your monthly mortgage or home equity payment, the lender has the right to foreclose on your property. Essentially, the lender takes your home, which is the collateral (or ...

  • Steven S created an article,

    Are You Ready to Buy Your First House?

    If you’ve followed the eCredable plan to establish strong financial habits, use credit responsibly and show your potential using alternative credit, you might be ready to take the next step in your...

  • Steven S created an article,

    What Kind of Auto Loan Rates Can I Expect?

    When shopping for a car loan, you need to understand your credit history and credit score as well as the financing options available to you in order to find the best rate. While having little credi...

  • Steven S created an article,

    What Happens If My Car is Repossessed?

    If you are having trouble paying your car loan and have tried absolutely everything, from negotiating new terms with your lender to refinancing to selling to asking friends and family for a loan, t...

  • Steven S created an article,

    How to Avoid Repossession

    Maybe you lost your job or had to take an expensive trip to the emergency room, so for whatever reason, you don’t have enough money to make your car payment. You want to avoid repossession at all c...

  • Steven S created an article,

    Understanding warranties

    Car warranties guarantee that certain parts of a car will work for a specific period of time. Like an insurance policy, warranties vary in their level of overall protection. When you buy a warranty...

  • Steven S created an article,

    While you will likely save money when buying a used car, the shopping process can be more difficult than if you buy a new car. Beyond considering which vehicle you want, you also have to consider the condition of each car and put it through a thorough ins

    Negotiating for a better price on a car may be the most intimidating part of the car-buying process. Many people are not comfortable negotiating, particularly for something so expensive and importa...